Unlock the Easiest Point-of-Sale Financing Solution, Unlock Revenue Potential
Avastar brings point-of-sale (POS) financing to underserved businesses like brick-and-mortar retailers and service providers. Use it to convert more customers at checkout by helping them buy now and pay later.
How Point-of-Sale Financing Works
1.
The merchant or service provider uses Avastar to request funding for the customer
2.
Avastar sends the financing request to its lending partners
3.
A lender may accept the request and provide the customer with a loan, line of credit, or other form of financing
4.
If the customer is approved, the merchant receives the funding directly within 1-3 business days
Why Avastar?
Here are some of the top reasons merchants choose us for POS financing
Accessibility
Avastar is easy to use and can be effortlessly integrated.
Easy Setup and No Stress
After you are approved as a merchant, it only takes a few clicks to start using Avastar’s cloud-based POS financing solution.
Regular Upgrades and Support
We regularly update our platform, reporting tools, dashboard, and lender network. Additionally, our IT team is ready 24/7 to help resolve tech-related issues.
You Get Paid Upfront
With Avastar, merchants don’t have to wait for their customers to pay back the loan to get paid. Instead, merchants receive the funds in full within two to three business days.
Customer Acquisition
Avastar’s POS solution gives your clients financing options that allow them to buy now and pay later. Given the flexibility of paying in installments, consumers are more likely to choose you over the competition. And as a merchant that alleviates financial stress, you can improve customer satisfaction.
Multi-Lender Network
Avastar’s waterfall algorithm increases the likelihood that your clients connect with a financer. If your client is not connected to the first provider, their request moves through our system to additional lenders.
Hassle-Free Funding Request
Once your clients submit a request through Avastar’s platform, they can receive on-screen results in minutes. If approved in-store, your customer can leave with the product or scheduled service.
Soft Credit Inquiries
Avastar only conducts soft credit checks, minimizing the impact to your clients’ credit scores. Additionally, our partnered lenders may be willing to work with super-prime and subprime applicants.
Mobile App
Merchants who sign up with Avastar access new customers thanks to our mobile app. Through the app, customers are connected to local merchants offering the products, services, and financing they're looking for.
All-In-One Platform
Avastar’s POS financing solution is an end-to-end platform that is plug-in-and-play ready.
Turnkey POS Financing
Avastar takes care of all the heavy lifting for you by providing you with the tools for in-house POS financing. As a result, our partnered lenders process, underwrite, and fund loans for you.
White Label Services
Avastar offers custom white label solutions, allowing merchants to rebrand and customize our platform.
Full Performance Reporting and Control
Avastar’s user-friendly dashboard allows merchants to filter by pending, approved, and rejected requests. The information can further be broken down by location and salesperson. Moreover, merchants have the freedom to choose which lenders they work with.
Merchant Relationship Team
Avastar’s dedicated relationship team onboards new merchants, offers one-on-one training, and provides ongoing support through monthly meetings. Additionally, our hands-on account managers personalize Avastar's services to your needs, helping you grow and achieve your goals.
Lenders, Let Us Deliver Applicants to Your Door
For banks, fintech, and local lenders offering POS financing, Avastar is a platform that generates POS financing leads. Unlike some POS marketplace platforms, Avastar provides merchant underwriting and lead exclusivity.
The Avastar Advantage
SaaS Partners
Through Avastar, SaaS partners maximize their revenue per lead by connecting to a network that offers better lead monetization opportunities. Moreover, our partners receive an additional source of income from their merchant networks who have implemented a POS solution. As a result, SaaS partners can increase revenue and customer experience simultaneously.
Lenders
With Avastar, lenders can obtain POS financing leads without the need to increase marketing spend. Instead, Avastar will handle your marketing and merchant relations. As a result, lenders will access exclusive, tailored leads without the need to hire a support team. Additionally, we offer automated and optimized lead generation algorithms with customizable integrations, screening metrics, and smart forms.
Merchants
By integrating Avastar’s POS solution, merchants can benefit from increased revenue, customer acquisition, larger ticket purchases, and client retention. Ultimately, this is done by allowing customers to purchase services and goods they otherwise would not be able to afford in full. As a result, we help underserved brick-and-mortar merchants in the retail and service industries compete and grow.
We make it quick and easy
Applying is 100% contactless and pain-free for customers and your team. DigniFi approves thousands of applicants each month. Customers complete these steps:
1. Get prequalified
2. Apply
3. E-sign loan documents
And they’re done!We’ve processed 540,000+ applications, with thousands more every day.
Why do consumers love Avastar?
Give your teams more ways to solve customer problems without added risk.
Trade-in Assist
When your vehicle’s value is upside-down, let’s turn it around
Customize & Accessorize
It’s ok to make your vehicle do every little thing you need it to
Timely Repair
We’re here when you need every little part to work just right
Credit Score
Getting prequalified doesn’t affect your credit score
Easy to Apply
Contactless application process that takes just minutes
Powersports Unlocked
When you’re all-in, head to toe, ready to go, we get it